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Terms of Service

Last updated: May 2026

Welcome to LossHarvest.ai. By using this website and its tools, you agree to these terms. Please read them carefully. If you don't agree, please don't use the site.

1. What We Provide

LossHarvest.ai ("we", "us", "our") provides a free, browser-based tax loss harvesting calculator and educational articles about tax loss harvesting and related investing topics. All tools and content are provided for educational and informational purposes only.

2. Not Professional Advice

Nothing on this site constitutes tax, legal, financial, or investment advice. We are not a registered investment advisor, tax preparer, accountant, attorney, or brokerage. Calculations are estimates based on general federal tax rates and the inputs you provide. Your actual tax situation may differ significantly.

Before making any investment or tax decision, consult a qualified professional who is familiar with your specific situation.

3. Accuracy of Information

We make reasonable efforts to keep our content and calculator accurate and up to date, but we make no guarantees. Tax laws change frequently. The calculator uses general federal tax brackets and capital gains rates that may not reflect your exact situation, state taxes, the alternative minimum tax, the net investment income tax, or other applicable rules.

You are responsible for verifying any information before acting on it.

4. Use of the Calculator

The calculator runs entirely in your web browser. You may use it for personal, non-commercial purposes. You agree not to:

5. Affiliate Links and Advertising

Our site contains affiliate links and may display third-party advertising (including Google AdSense). When you click certain links and sign up for a product or service, we may earn a commission at no cost to you. We only include affiliate links to products we believe may be useful. We disclose our use of affiliate links and advertising, but you should evaluate any product on its own merits before signing up.

6. Third-Party Links and Services

The site may link to third-party websites and services. We don't control those sites and are not responsible for their content, privacy practices, or terms of service. Use them at your own risk.

7. Intellectual Property

All content on LossHarvest.ai — including text, design, logos, and code — is owned by us or our licensors and is protected by copyright and other laws. You may share links to our pages freely. You may not copy, republish, or redistribute substantial portions of our content without written permission.

8. Disclaimer of Warranties

The site, calculator, and all content are provided "as is" and "as available," without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, accurate, complete, or fit for any particular purpose.

9. Limitation of Liability

To the fullest extent permitted by law, LossHarvest.ai and its operators are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the site, including but not limited to financial losses, tax penalties, missed opportunities, or errors in calculations. You use the site at your own risk.

10. Indemnification

You agree to indemnify and hold harmless LossHarvest.ai and its operators from any claims, losses, damages, or expenses arising from your use of the site or your violation of these terms.

11. Changes to These Terms

We may update these terms from time to time. Updates will be posted on this page with a new revision date. Continued use of the site after changes means you accept the updated terms.

12. Governing Law

These terms are governed by the laws of the State of Florida, United States, without regard to its conflict of laws principles. Any disputes will be resolved in the state or federal courts located in Florida.

13. Contact

Questions about these terms? Email hello@lossharvest.ai.